Start with your property
The request begins with property type, occupancy, estimated value, mortgage status, and desired amount. These details help participating partners understand the home equity request and whether the property profile may fit their review criteria.
Share your homeowner profile
The application then asks for income, employment, credit range, military status, bankruptcy history, contact details, address, date of birth, and required consent information. These items support identity, compliance, and partner review.
Secure submission and consent
Borrow Home Equity uses a secure online form and records consent details such as timestamp, IP address, and submitted consent language. Sensitive fields are presented with privacy messaging so homeowners understand why they are requested.
Partner review
After final submission, the request may be posted to participating lending or financing partners. Each partner applies its own rules for property value, state, credit profile, income, debt, and other qualification factors.
Possible next steps
If a partner accepts the request, the site may redirect the homeowner to a secure partner-provided next step. If no partner match is available, the site may display or redirect to another relevant option.
No obligation
Submitting a request does not require the homeowner to accept any offer. Rates, terms, availability, and approval are determined by partners, not Borrow Home Equity.
Frequently Asked Questions
Is Borrow Home Equity a lender?
No. Borrow Home Equity is not a lender and does not approve, fund, or service loans.
Does submitting a request guarantee approval?
No. Approval, rates, terms, and availability depend on participating partner review.
Will I be obligated to accept an offer?
No. You are not required to accept any offer or continue with a partner after submitting a request.