Preparation guide

Home Equity Application Checklist

Preparing accurate information before you start can make the request process smoother and reduce avoidable errors.

Property information

Know the property type, use, estimated value, ZIP code, and whether it is your primary residence, second home, or rental property.

Mortgage information

Estimate current mortgage balances and whether there is one mortgage, multiple mortgages, or no current mortgage.

Requested amount and purpose

Decide how much you want to request and the primary purpose, such as home improvement, debt consolidation, emergency expenses, education, or major purchases.

Income and employment

Prepare annual income, employment status, and general debt information. Partners may use this to review repayment ability.

Identity and contact details

Use accurate name, address, date of birth, phone, email, and required identity information. Incorrect details can delay or prevent review.

Read consent, privacy, and terms language before submitting. Borrow Home Equity is not a lender and no approval is guaranteed.

Important disclosure: Borrow Home Equity is not a lender. Submitting a request does not guarantee approval, funding, available offers, or any specific rate, term, or payment.

Frequently Asked Questions

Do I need exact home value?

Use your best estimate. Partners may verify property value later.

What if I do not have a mortgage?

You can indicate that in the form. Partner requirements may still vary.

Does a checklist guarantee approval?

No. It only helps you prepare accurate information for partner review.